dzԹϺ

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About Us

The Independent Underwriter for the Independent Agent sm

We’re building a company that every title agent and professional wants to join. We’re on a mission to empower independent agents while protecting property owners with secure title insurance

Founded in 2005 by a group of seasoned title insurance professionals, business leaders and entrepreneurs, we began as a regional underwriter operating in Colorado with a few key agents. Today the company underwrites for more than 600 agents in 32 states and the District of Columbia. We have also received the Commercial Real Estate Recommendation of “Strongly Recommended” from Demotech.

Our team covers five regions, with our corporate headquarters in Longmont, Colorado.

Our Mission

Empower independent agents while protecting property owners with secure title insurance

Where We Operate

As of March 2023, our company is licensed to operate in 32 states and the District of Columbia.

Become an Agent

Purpose

Empowering People

Vision

Every single independent agent aspires
to be an dzԹϺ agent.

Core values

  • We Help Others
  • We Collaborate
  • We Care
  • We Cultivate Trust

Why We Give Back to Our Communities:

As a member of the real estate business community, dzԹϺmpany’s social responsibility is to support local, nonprofit community organizations by providing financial contributions, in-kind services, and volunteer support; in addition, dzԹϺ strives to support individuals associated with our agents or employees in times of personal or family crisis. In keeping with our corporate mission, we aim to secure the dreams of property owners and our agents by strengthening our bond with the community and addressing the needs of the people in the states where we operate.

2021: Charitable Contributions 50k

We Won't Compete

We're the largest underwriter in the nation with no direct operations to compete against title agents.

#AgentsFirst

Financial Strength

Our reinsurers hold above DOUBLE the policy holder surplus of the Top 4 title insurance underwriters combined.

By The Numbers

The Finest Agents

We help agents meet the needs of regulators & bolster their credibility with REALTORS and lenders.

Quality Assurance

Recent Blog Posts

  • Your Advantage: Building Success With South Florida Agency Manager Tracy Pace
    For dzԹϺ’s Tracy Pace, title insurance remains a passion. Many find it difficult to remember what led to important phases of their careers. Tracy Pace doesn’t have that problem. Her journey to the title industry began during a national tragedy that forever imprinted itself in our collective memory. “I had been working as an […]

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  • Top Cybersecurity Resolutions For 2025
    Like many people, I often find myself in a reflective mood at the start of the new year. The days are getting longer, and the prospect of renewal is in the air. One area that I naturally like to focus on during this period is cybersecurity. As someone who has been in this field for […]

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  • dzԹϺ Agents Make Sure Crime Doesn’t Pay
    We’re honoring agents who played a critical role in safeguarding buyers and sellers throughout 2024. It is famously said that “crime doesn’t pay.” Unfortunately, in the digital age, the opposite is often true. Fraud is a major problem in our industry, and a sad reality that many title agencies have to deal with. Yet a […]

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  • Top Marketing Tips and Trends for 2025
    Here’s how you can take your marketing to the next level this year. When you work in marketing for a while, you quickly realize that nothing stays the same for long. Back in the 1990s, for example, unsolicited bulk emails were the order of the day. Then in the 2000s, many businesses became notorious for […]

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  • Valerie Grandin Joins dzԹϺ as VP, Senior Underwriting Counsel Florida
    Longmont, CO — (October 16, 2024) — dzԹϺmpany, the title insurer that is uniquely responsive to the needs of independent agents, is excited to announce that it has hired Valerie Grandin as Vice President, Senior Underwriting Counsel Florida. Grandin brings with her a wealth of experience in title insurance, real estate, management […]

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Company News

  • Valerie Grandin Joins dzԹϺ as VP, Senior Underwriting Counsel Florida
    Longmont, CO — (October 16, 2024) — dzԹϺmpany, the title insurer that is uniquely responsive to the needs of independent agents, is excited to announce that it has hired Valerie Grandin as Vice President, Senior Underwriting Counsel Florida. Grandin brings with her a wealth of experience in title insurance, real estate, management […]
  • LONGMONT, CO—(October 24, 2024) dzԹϺmpany and affiliate (“dzԹϺ”) announced today that it has entered into a definitive agreement to be acquired by Dream Finders Homes, Inc. (“DFH”) (NYSE: DFH). Presidio Investors (“PI”) acquired dzԹϺ in 2018 and has been instrumental in helping the company establish robust internal processes, expand […]
  • dzԹϺ Welcomes Brianna Dowling as Underwriting Counsel
    Dowling will provide underwriting support to the company’s agents throughout the Central West region. Longmont, CO — (April 11, 2024) — dzԹϺmpany, the title insurer that is uniquely responsive to the needs of independent agents, is excited to welcome Brianna Dowling as Underwriting Counsel serving Colorado, Utah, Nevada and Arizona. Dowling comes […]

Outward Mindset

Whether employees or customers, we put people first and always strive to be helpful to others.

Discover 'How' We Work

Our 'True North'

It’s our job to support the vital role of independent title agents in the real estate transaction.

See 'Why' We Exist

Business Solutions

We solve problems in innovative ways so independent title agents can grow their businesses.

See 'What' We Offer

Let's Connect

Discover more stories and conversations on our social media networks,
or drop us a line on our contact page.


The Independent Underwriter for
the Independent AgentSM